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REAL ESTATE INVESTING
INFORMATION
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MAIN FINANCIAL LINKS
| General Investing |
Loan Information |
Real Estate Investing Choices:
| Your Future? |
Home Analysis |
Property Analysis |
Single Family Homes |
Performance Summary |
Property Management |
Residential Investing |
Real Estate Investments |
Prepare for the Future
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Homeowners Analysis
Tax Advantages
$ 180,000.00
-$ 20,000.00
$ 160,000.00 |
Purchase Price
Less Down Payment
Mortgage Amount |
| 30 years |
Length of Loan |
| 8.5% |
Interest Rate |
$ 13,553.54
$ 2,700.00
$ 16,253.54 |
First Years Interest
Plus Property Taxes
Total Tax Deductible Items |
28% $ 4,550.99
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Owners Tax Bracket Annual Tax Savings
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$ 11,507.76
-$379.25
$ 11,028.51 |
Total Fixed Rate Monthly Payment (PITI)
Less Monthly Savings
Net Monthly Payment |
Investment Potential
| 3% |
Constant Appreciation |
| 10 years |
Holding Period |
| $180,000 |
Purchase Price |
| $241,904.95 |
Worth |
$ 141,763.51
$ 100,141.44 |
Unpaid Balance
Gross Equity |
This form is not intended to be a comprehensive analysis, nor is it an offer to extend
credit as defined by Section 226.6 of Regulation Z. Its purpose is to assist in making
decisions about real estate. While the information contained herein is deemed reliable,
no warranty, expressed or implied, is granted. If concerned, parties should seek counsel
from their tax or legal advisor.
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When analyzing a property either the investor or the agent needs to know:
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What type of property rents & sells best.
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A reliable appreciation rate.
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A realistic vacancy factor.
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A reasonable fair market rent.
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The reasonable operating expenses.
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The realistic projected sales costs.
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Investing in Single Family Homes
Single family homes provide opportunities for personal involvement allowing one to use his/her individual talents:
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Decorating
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Carpentry
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Marketing
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Financing
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Performance Summary
9908 Glen Canyon
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Proposed Property:
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$20,000
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Initial Investment
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$ 2,000
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Annual Cash Flow Before Tax
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31%
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Marginal Tax Bracket
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$ 1,000
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Annual Cash Flow After Tax
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$35,000
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Wealth Position After 5 Years
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12%
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Percent Earned Per Dollar Invested Each Year
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A complete analysis explaining the assumptions used to
arrive at these projections is available on request from Rich.
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Good Property Management
Good property management is composed of:
Whether professional management is employed or an investor elects to manage a property himself....
These two things must be accomplished!
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Residential Investment
Advantages
Disadvantages
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Residential Real Estate Investments
Provide:
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